Disclaimer

You have the right to dispute inaccurate or incomplete information appearing on your credit reports yourself without hiring a credit restoration company. Consumer reporting agencies generally may not charge you for investigating a dispute regarding the accuracy or completeness of information in your credit file.

The Better Finance Solutions LLC provides professional credit restoration and credit education services for consumers who choose assistance with this process.

Accurate and verifiable negative information cannot be guaranteed for removal.

Consumers have cancellation rights under applicable federal and state law.

Federal law provides consumers the right to cancel a contract with a credit repair organization within 3 business days after signing.

For contracts governed by Florida's Credit Service Organizations Act, Florida law provides the buyer the right to cancel the contract without penalty or obligation within 5 days from the date the contract is signed.

Your Credit Restoration Service Agreement and Notice of Cancellation provide the cancellation instructions applicable to your services.

The Better Finance Solutions LLC does not guarantee the removal of any particular credit item, a specific number of deletions, a particular credit score or credit score increase, or any other specific credit restoration outcome.

Credit restoration results vary based on each consumer's individual credit profile, the information being reported, responses from consumer reporting agencies and furnishers, and other circumstances outside our control.

Testimonials, screenshots, credit score changes, case studies, and previous client results displayed on our website or social media represent individual experiences. Past results do not guarantee future results.

The Better Finance Solutions LLC provides credit restoration and credit education services designed to help consumers better prepare their credit profiles for financial goals such as homeownership.

Credit restoration services do not guarantee mortgage qualification or approval.

We do not guarantee that a consumer will achieve a particular credit score, qualify for a particular mortgage program, receive a particular interest rate, obtain specific loan terms, or become eligible to purchase a home.

Mortgage eligibility and approval are determined independently by lenders and are subject to lender underwriting standards, income, debt, credit history, assets, property requirements, and other applicable criteria.

The Better Finance Solutions LLC's credit restoration services are subject to applicable federal consumer-protection requirements, including the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679 et seq.

Federal law prohibits a credit repair organization from charging or receiving payment for an agreed-upon service before that service has been fully performed.

Nothing on this website is intended to waive or restrict any consumer right provided by federal or applicable state law.

Florida law provides additional protections for consumers purchasing services from a credit service organization.

Florida requires specific disclosures concerning consumers' credit-report rights, services to be performed, costs, and certain bond or trust-account information where applicable.

Nothing contained on this website replaces the disclosures, contract terms, or cancellation notices required by applicable law.

The Better Finance Solutions LLC offers a 90-Day Full Money-Back Guarantee, subject to the complete terms and eligibility requirements of the guarantee.

The guarantee is not a promise that particular credit-report information will be removed or that a particular credit score or financial result will be achieved.

Please review our 90-Day Full Money-Back Guarantee Policy for complete eligibility requirements and refund procedures.

Information provided through this website is intended for general educational and informational purposes.

Unless expressly stated otherwise, The Better Finance Solutions LLC does not provide legal, tax, investment, mortgage underwriting, or individualized financial-planning advice.

Consumers should consult appropriately licensed professionals regarding matters requiring professional legal, tax, lending, investment, or financial advice.

Our website may contain links to third-party websites, products, platforms, or services.

The Better Finance Solutions LLC does not control independently operated third parties and is not responsible for their content, availability, privacy practices, terms, or representations.

The inclusion of a third-party link does not necessarily constitute an endorsement.

To the fullest extent permitted by applicable law, The Better Finance Solutions LLC will not be liable for indirect, incidental, special, or consequential damages arising solely from use of this website or its general informational content.

Nothing in this Disclaimer is intended to exclude, restrict, or waive any liability, consumer protection, right, or remedy that cannot legally be excluded or waived.